Carbon Credit Project Investment Loan Proposal

Presented by ETM Group and Carbon Solutions (Thailand)

Executive Summary: Key Metrics

This proposal seeks an asset-backed revolving credit facility to finance the continuous development and expansion of high-quality carbon credit projects, secured by verified digital assets on the Blockchain (Carbonmark).

$1,170,000
Total Collateral Value (TCV)

(60,000 tCO2e Carbon Credits)

$292,500
Requested Loan Facility

(Asset-Backed Revolving Credit)

25%
Loan-to-Value Ratio (LTV)

(Safety Margin of 75%)

Collateral Structure (LTV Analysis)

The requested facility represents only one-quarter of the total liquid collateral value on Carbonmark, providing a robust Safety Margin of 75% to the financial institution.

Loan Mechanism (How It Works)

The facility operates on a revolving basis, similar to Factoring or Trust Receipt, ensuring continuous liquidity for project development.

1.

Drawdown

Borrower draws $292.5k (25% LTV)

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2.

Investment

Funds used for new project development

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3.

Credit Generation

New projects yield additional credits

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4.

Sale & Repayment

Secured collateral sold; loan repaid immediately

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5.

Revolve

Facility limit restored for next drawdown

Risk Management

1. Collateral Pledge Mechanism

The 60,000 tCO2e collateral is technically secured on the Blockchain for maximum transparency and safety.

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Smart Contract Escrow

Credits are jointly controlled (Multi-signature) or a Lien is registered in the Registry.

No Unauthorized Transfer

Secured collateral cannot be sold or transferred without financial institution's consent.

About the Co-Borrowers

ETM Group and Carbon Solutions (Thailand) are partners with comprehensive expertise across the carbon credit value chain: from project origination and registration with international standards (Registry) to managing transactions on digital platforms (Carbonmark). We have a proven track record of successfully bringing large-scale projects into the Voluntary Carbon Market.

This proposal is submitted for loan consideration | October 26, 2025